Fluvanna County Homes under $600,000

Fluvanna County Homes under $600,000

Our website features the best real estate search for homes, condos, land and foreclosure properties available in Fluvanna County and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire. 

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today to find out how we can be of assistance to you!

Newest Fluvanna County Homes under $600,000

7 Loving Terrace, Palmyra
$384,999
3 Beds ⋅ 3 Baths ⋅ CVR-2627069 MLS
Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook. The first floor also offers a formal dining room, a dedicated home office or play area with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower. Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom. Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed—perfect for gardening, entertaining, or simply relaxing outdoors. As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.

7 Loving Terrace, Palmyra
4249 Deep Creek Road, Kents Store
$464,950
3 Beds ⋅ 2 Baths ⋅ CVR-2625496 MLS
Welcome to 4249 Deep Creek Road in lovely Fluvanna County! Known as "The Dillwyn I" this home is currently being built and is nicely situated on a 2.53 acre lot. The home is 1600 square feet with 3 bedrooms, 2 full bathrooms, and an attached 2 car garage, and has access to FIREFLY OR STARLINK HIGH SPEED INTERNET. The main living area includes an open floor plan with luxury vinyl-plank floors and flush mount LED lighting. Within the kitchen you'll notice a large island, granite counter tops, stainless steel appliances, pantry, & tons of storage space in the custom-built cabinetry. The primary bedroom is located on the opposite side of the home from the other 2 bedrooms and offers an attached full bath with a double vanity, large shower, as well as a 7' x 12' walk-in closet. Other quality features include double hung windows, a concrete sidewalk, dimensional shingles, and a conditioned crawl space. Outside the home you have a beautiful covered front porch (8' x 22'), a 12' x 12' rear deck, and ample yard space for outdoor fun, gardening, or additional storage buildings. There's even enough room to hunt in the back woods! EST. COMPLETION: Nov./Dec. Plans, specs & plat are in the MLS. SELLER CLOSING COST CREDIT OF $7,500 WITH USE OF PREFERRED LENDER & ATTORNEY. Thanks for visiting, we hope you call it HOME!

4249 Deep Creek Road, Kents Store
4345 Deep Creek Road, Kents Store
$559,950
3 Beds ⋅ 2 Baths ⋅ CVR-2625948 MLS
Introducing 4345 Deep Creek Road, your future dream home! This home is nicely situated on a mostly open 5.08 acre lot. This under-construction residence features the exquisite New Canton floor plan, offering 1920 square feet of luxurious living space. With 3 bedrooms, 2 full bathrooms, and a 2-car garage, this home combines style and convenience. Step inside to discover seamless single-floor living, with spacious rooms throughout. The family room, highlighted by a cozy fireplace, built-in cabinets, LVP flooring, and a cathedral ceiling, serves as the centerpiece. It effortlessly connects to the rest of the home, perfect for entertaining or family time. The primary bedroom boasts an ensuite bathroom and a large walk-in closet, while the two additional bedrooms provide ample space and natural light. A laundry/mudroom at the garage entrance ensures practicality and organization. Outside, a covered rear deck expands your living area for relaxation, outdoor dining, and entertaining. Please note included photographs showcase a similar home completed by the builder to demonstrate craftsmanship and design. Don't miss the chance to own this exceptional home! EST. COMPLETION: Jan/Feb 2027 Plans, specs & plat are in the MLS. SELLER CLOSING COST CREDIT OF $7,500 WITH USE OF PREFERRED LENDER & ATTORNEY. Thanks for visiting, we hope you call it HOME! Schedule a viewing today and experience the beauty of 4345 Deep Creek Road for yourself.

4345 Deep Creek Road, Kents Store
338 Jefferson Drive, Palmyra
$331,000
3 Beds ⋅ 3 Baths ⋅ CVR-2626469 MLS
338 Jefferson Dr is a two-story Palmyra home with 1,456 square feet, three bedrooms, two full bathrooms, and one half bathroom. The kitchen has white cabinetry, granite counters, stainless steel appliances, and a door to the rear deck. The main living room includes a fireplace and windows facing the wooded yard. A separate room near the entry provides additional dining or living space. Bedrooms are upstairs with two full bathrooms, while the main level includes a half bathroom and laundry area. The rear deck and shaded yard add outdoor space, and the property is within the Lake Monticello community. Included 100-Day Home Warranty with buyer activation

338 Jefferson Drive, Palmyra
41 Oak Grove Road, Palmyra
$299,000
3 Beds ⋅ 2 Baths ⋅ CVR-2625122 MLS
Welcome to 41 Oak Grove Rd, a classic single-story ranch nestled in the highly sought-after Lake Monticello community of Palmyra, Virginia. Offering 1,125 square feet of comfortable main-level living, this three-bedroom, two-bathroom home features a bright and practical layout anchored by a cozy fireplace in the central living area. Outside, the home is situated on a 0.37-acre lot with a fully fenced yard, complete with a front porch and back deck perfect for relaxing or entertaining outdoors. Living in Lake Monticello comes with an unmatched lifestyle and an impressive list of neighborhood amenities. HOA members enjoy access to the community pool, sports fields, tennis courts, basketball court, clubhouse, picnic areas, playgrounds, trails, and a golf course. Water lovers will appreciate beach rights, boat ramps, and boat dock access. Essential services like common area maintenance, road upkeep, snow removal, security, and trash collection are all conveniently included. Located near West Central Primary, Fluvanna Middle, and Fluvanna High schools, this property presents a fantastic opportunity to own a charming, low-maintenance home in a vibrant community. All conveying appliances are included as-is.

41 Oak Grove Road, Palmyra
TBD Lot 7 Shores Road, Palmyra
$419,900
3 Beds ⋅ 2 Baths ⋅ CVR-2624483 MLS
New Construction by Rock River Homes. Estimated completion January 2027! This Cedar Creek floor plan offers 3 bedrooms, 2 baths, and a 1-year builder warranty, all set on a 2.002 acre lot in Palmyra, VA. Just 15 minutes from Scottsville and 35 minutes to Charlottesville, enjoy the best of Central Virginia living with easy access to outdoor recreation, local wineries, and small-town charm. Spend summer days kayaking, tubing, or rafting on the scenic James River, explore nearby hiking and biking trails, or unwind with a glass of wine at Cunningham Creek Winery or Hardware Hills Vineyard. Historic downtown Scottsville offers local shops, restaurants, and the popular James River Brewery, making it easy to enjoy a relaxing afternoon close to home. Appreciate thoughtfully selected finishes by Rock River Homes’ professional design team. Home features granite countertops, large kitchen island, LVP flooring, SS appliances & cathedral ceilings. Primary bedroom with a private en suite bath and walk-in closet. Laundry room with drop zone and built in shelves. Outside, relax on the covered concrete front porch. Schedule your private showing today and secure this new home before it’s complete. Finished photos shown are of a previously built similar home. Please refer to selection photos for this home’s design selections.

TBD Lot 7 Shores Road, Palmyra
272 Old Fork Lane, Palmyra
$424,900
4 Beds ⋅ 2 Baths ⋅ CVR-2623708 MLS
MOVE IN READY! New Construction by Rock River Homes. This Bluestone Creek floor plan offers 4 bedrooms, 2 baths, and a 1-year builder warranty, all set on a 2.128-acre lot in a peaceful country setting. Just 15 minutes from Scottsville and 35 minutes to Charlottesville, enjoy the best of Central Virginia living with easy access to outdoor recreation, local wineries, and small-town charm. Spend summer days kayaking, tubing, or rafting on the scenic James River, explore nearby hiking and biking trails, or unwind with a glass of wine at Cunningham Creek Winery or Hardware Hills Vineyard. Historic downtown Scottsville offers local shops, restaurants, and the popular James River Brewery, making it easy to enjoy a relaxing afternoon close to home. Appreciate thoughtfully selected finishes by Rock River Homes’ professional design team. Home features granite countertops, large kitchen island, LVP flooring, SS appliances & cathedral ceilings. Primary bedroom with a private en suite bath and walk-in closet. Laundry room and built in shelf. Outside, relax on the covered concrete front porch. Schedule your private showing today and secure a new place to call home. Photos are of similar previously built home; finishes may vary. See selections​​‌​​​​‌​‌​​​​‌‌​​‌‌​‌‌​​‌​​​‌​‌ photos.

272 Old Fork Lane, Palmyra
1 Long Leaf Lane, Palmyra
$369,900
3 Beds ⋅ 2 Baths ⋅ CVR-2621901 MLS
Completely renovated from top to bottom, this beautifully updated home in Lake Monticello blends modern finishes with a flexible, thoughtfully designed floor plan. High-end luxury vinyl plank flooring flows throughout, creating a seamless feel from room to room. The kitchen has been fully reimagined with custom cabinetry, premium appliances, and a spacious island that provides plenty of room for cooking, gathering, and entertaining. Just beyond, the dining room makes a statement with its vaulted ceiling and abundant natural light. The first-floor primary suite offers convenient main-level living, complete with a walk-in closet and a brand-new en suite bath. Upstairs, two well-appointed bedrooms share a fully renovated hall bath. The redone basement adds valuable flex space for a home office, media room, gym, or playroom. Outside, enjoy a brand-new back deck overlooking the pebble patio and fire pit, perfect for relaxing evenings and outdoor entertaining. Finished with low-maintenance vinyl siding, this move-in-ready home is ready to be enjoyed.

1 Long Leaf Lane, Palmyra
35 Woodlawn Drive, Palmyra
$399,000
4 Beds ⋅ 3 Baths ⋅ CVR-2621736 MLS
Welcome to this spacious split-level home offering plenty of room for living, entertaining, and storage. With a versatile design and tons of space throughout, this home provides endless possibilities for a home office, recreation space, a gym, or additional storage. A major highlight is the basement garage, providing convenient indoor parking and valuable extra space for vehicles, hobbies, tools, or equipment. Come see all the space and potential this split-level home has to offer!

35 Woodlawn Drive, Palmyra
743 N Ruritan Drive, Palmyra
$180,000
4 Beds ⋅ 2 Baths ⋅ CVR-2621561 MLS
This ranch style home sits on a lakefront property in Palmyra, offering direct water access and a distinctive waterfront setting. The home contains 4 bedrooms and 2 bathrooms, with a primary suite featuring an ensuite bath. The living room also has a wood-burning fireplace for added character. The single-story layout provides practical living space with bedrooms distributed throughout the home. The lakefront location offers direct access to the water. Detached shed in the backyard.

743 N Ruritan Drive, Palmyra
79 Jefferson Drive, Palmyra
$306,000
3 Beds ⋅ 2 Baths ⋅ CVR-2619660 MLS
Welcome to 79 Jefferson Dr, a practical residence designed for everyday comfort with functional elements. The kitchen is equipped with all stainless steel appliances, enhancing daily routines. with The kitchen flows nicely into the open concept dining and living area. An exterior deck provides an extension for relaxation, complemented by a storage shed for outdoor items. Don't miss this blend of updated interior and functional outdoor spaces.

79 Jefferson Drive, Palmyra
3 Elm Court, Palmyra
$385,000
5 Beds ⋅ 4 Baths ⋅ CVR-2618384 MLS
GATED LAKE MONTICELLO POOL HOME ON 1.18± ACRES — 3 ELM CT, PALMYRA, VA 5 Bed | 4 Bath | 3,370± SF + Finished Basement | Saltwater Pool | 1.18± Acre Lot A rare find in one of Central Virginia's premier gated lake communities: a spacious, structurally sound home with a saltwater pool, an oversized lot, and room to grow — priced to sell with updates factored into the Reserve. Live in it now, upgrade on your terms. On public water/sewer, low-risk flood zone. Roof, HVAC, and water heater are near end of life and reflected in pricing — buy right and capture the equity yourself instead of paying a flipper's markup. STANDOUT FEATURES: In-ground saltwater pool (792± SF), pump ~5 years old - 1.18± acre lot — nearly double neighboring parcels- Two decks (626± & 528± SF), covered porch, storage shed- 3,370± SF finished living space plus 778± SF finished basement- Heat pump w/ central air, block foundation, composition roof- LAKE MONTICELLO LIFESTYLE: Gated, privately patrolled community on a 350-acre lake with 5 beaches, marina, boat launches/slips. 18-hole golf course & Fairway Clubhouse, Ashlawn Clubhouse pool, pickleball, tennis, basketball, playgrounds, walking trails, and The Bistro dining — all for ~$1,200/yr HOA. Zoned for Fluvanna County Schools (B+ Niche rating). ~15 miles / 30 min to Charlottesville & UVA. IDEAL FOR: Investors, flippers, contractors, owner-occupants, and 203(k)/renovation-loan buyers seeking more house, more land, and more amenities in a community people pay to join. RealAVM™ $582,300 | Confidence Score 93 | Range $542,200–$622,300 | As of 06/08/2026

3 Elm Court, Palmyra
Start Your Search