3 Elm Court, Palmyra, VA 22963
- $385,000
- 5
- BD
- 4
- BA
- 3,370
- SqFt
- List Price
- $385,000
- Price Change
- ▲ $159,000 1785195638
- Days on Market
- 67
- MLS#
- CVR-2618384
- Status
- ACTIVE
- Type
- Single Family Residential
- Style
- A-Frame, Two Story
- Year Built
- 1988
- Bedrooms
- 5
- Full-baths
- 3
- Half-baths
- 1
- County
- Fluvanna
- Region
- 228 - Fluvanna
- Neighborhood
- Lake Monticello
- Subdivision
- Lake Monticello
Property Description
GATED LAKE MONTICELLO POOL HOME ON 1.18± ACRES — 3 ELM CT, PALMYRA, VA 5 Bed | 4 Bath | 3,370± SF + Finished Basement | Saltwater Pool | 1.18± Acre Lot A rare find in one of Central Virginia's premier gated lake communities: a spacious, structurally sound home with a saltwater pool, an oversized lot, and room to grow — priced to sell with updates factored into the Reserve. Live in it now, upgrade on your terms. On public water/sewer, low-risk flood zone. Roof, HVAC, and water heater are near end of life and reflected in pricing — buy right and capture the equity yourself instead of paying a flipper's markup. STANDOUT FEATURES: In-ground saltwater pool (792± SF), pump ~5 years old - 1.18± acre lot — nearly double neighboring parcels- Two decks (626± & 528± SF), covered porch, storage shed- 3,370± SF finished living space plus 778± SF finished basement- Heat pump w/ central air, block foundation, composition roof- LAKE MONTICELLO LIFESTYLE: Gated, privately patrolled community on a 350-acre lake with 5 beaches, marina, boat launches/slips. 18-hole golf course & Fairway Clubhouse, Ashlawn Clubhouse pool, pickleball, tennis, basketball, playgrounds, walking trails, and The Bistro dining — all for ~$1,200/yr HOA. Zoned for Fluvanna County Schools (B+ Niche rating). ~15 miles / 30 min to Charlottesville & UVA. IDEAL FOR: Investors, flippers, contractors, owner-occupants, and 203(k)/renovation-loan buyers seeking more house, more land, and more amenities in a community people pay to join. RealAVM™ $582,300 | Confidence Score 93 | Range $542,200–$622,300 | As of 06/08/2026
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Additional Information
- Acres
- 1.18
- Living Area
- 3,370
- Exterior Features
- Deck, Lighting, Porch, Storage, Shed, Paved Driveway
- Elementary School
- Cunningham
- Middle School
- Fluvanna
- High School
- Fluvanna
- Roof
- Composition, Shingle
- Appliances
- Cooktop, Dryer, Dishwasher, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Refrigerator, Stove, Washer
- Cooling
- Central Air, Attic Fan
- Heating
- Electric, Forced Air
- Basement
- Finished, Garage Access, Heated
- Taxes
- $3,533
Mortgage Calculator
Listing courtesy of Dudley Resources.
All or a portion of the multiple listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of listings and each individual listing are © 2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved. Real estate properties marked with the Central Virginia MLS (CVRMLS) icon are provided courtesy of the CVRMLS IDX database. The information being provided is for a consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing. IDX information updated .